/* ============================================================
   VERSICHERUNGSDOC – Kampagnen-Website
   Gemeinsames Stylesheet für alle Seiten
   Markenwelt: professionelles Blau + Navy + Weiss (angelehnt an das Versicherungsdoc-Logo)
   ============================================================ */

:root{
  /* Markenwelt: professionelles Blau + Weiß (angelehnt an das Versicherungsdoc-Logo).
     Hinweis: die Variablen heißen historisch --red*, tragen jetzt aber die Blau-Markenfarbe. */
  --navy:#152639;
  --navy-2:#26405e;
  --red:#41608a;        /* Marken-Stahlblau aus dem Logo */
  --red-dark:#2f4a70;
  --red-light:#6c8ab2;
  --accent:#41608a;
  --ink:#152238;
  --muted:#586a80;
  --line:#e4ebf3;
  --bg:#ffffff;
  --bg-soft:#f5f8fc;
  --bg-tint:#eaeff6;    /* zartes Blau-Tint */
  --bg-navy-tint:#eef2f7;
  --white:#ffffff;
  --radius:20px;
  --radius-sm:12px;
  --shadow-sm:0 4px 18px rgba(20,31,51,.06);
  --shadow:0 14px 40px rgba(20,31,51,.10);
  --shadow-lg:0 30px 70px rgba(20,31,51,.16);
  --maxw:1180px;
  --ease:cubic-bezier(.16,.84,.44,1);
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;overflow-x:hidden;overflow-x:clip}
body{
  font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.6;overflow-x:hidden;overflow-x:clip;max-width:100vw;-webkit-font-smoothing:antialiased;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
h1,h2,h3,h4{line-height:1.15;letter-spacing:-.02em;color:var(--navy);font-weight:800}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:.55rem;font-weight:700;font-size:1rem;line-height:1;
  padding:16px 28px;border-radius:999px;border:0;cursor:pointer;
  transition:transform .35s var(--ease),box-shadow .35s var(--ease),background .3s;position:relative;white-space:nowrap}
.btn svg{width:18px;height:18px;transition:transform .35s var(--ease)}
.btn-primary{background:linear-gradient(120deg,var(--red),var(--red-dark));color:#fff;box-shadow:0 10px 26px rgba(65,95,132,.32)}
.btn-primary:hover{transform:translateY(-3px);box-shadow:0 18px 40px rgba(65,95,132,.42)}
.btn-primary:hover svg{transform:translateX(4px)}
.btn-navy{background:linear-gradient(120deg,var(--navy),var(--navy-2));color:#fff;box-shadow:0 10px 26px rgba(20,31,51,.28)}
.btn-navy:hover{transform:translateY(-3px);box-shadow:0 18px 40px rgba(20,31,51,.38)}
.btn-navy:hover svg{transform:translateX(4px)}
.btn-ghost{background:rgba(255,255,255,.08);color:#fff;border:1.5px solid rgba(255,255,255,.4)}
.btn-ghost:hover{background:rgba(255,255,255,.16);transform:translateY(-3px)}
.btn-outline{background:transparent;color:var(--red);border:1.5px solid var(--line)}
.btn-outline:hover{border-color:var(--red);background:var(--bg-tint);transform:translateY(-2px)}
.btn-sm{padding:12px 20px;font-size:.92rem}

/* ---------- Header ---------- */
header{position:fixed;top:0;left:0;right:0;z-index:100;transition:background .4s,box-shadow .4s,padding .4s;padding:16px 0}
header.scrolled{background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(14px);box-shadow:0 6px 26px rgba(20,31,51,.08);padding:10px 0}
header.solid{background:rgba(255,255,255,.95);backdrop-filter:saturate(180%) blur(14px);box-shadow:0 6px 26px rgba(20,31,51,.06)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo{display:flex;align-items:center;gap:11px;font-weight:800;font-size:1.24rem;color:#fff;transition:color .4s;letter-spacing:-.03em}
header.scrolled .logo,header.solid .logo{color:var(--navy)}
.logo-mark{width:42px;height:42px;border-radius:12px;flex:0 0 auto;background:#fff;
  display:grid;place-items:center;box-shadow:0 8px 20px rgba(21,38,57,.28);position:relative;overflow:hidden}
.logo-mark img{width:72%;height:72%;object-fit:contain;display:block}
.logo-mark::after{content:none}
.logo small{display:block;font-size:.6rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;opacity:.7;margin-top:2px}
.nav-links{display:flex;align-items:center;gap:24px}
.nav-links a{font-weight:600;font-size:.93rem;color:rgba(255,255,255,.85);transition:color .3s;position:relative}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-6px;width:0;height:2px;background:var(--red);transition:width .3s var(--ease)}
.nav-links a:hover::after,.nav-links a.active::after{width:100%}
.nav-links a.active{color:#fff}
header.scrolled .nav-links a,header.solid .nav-links a{color:var(--muted)}
header.scrolled .nav-links a:hover,header.solid .nav-links a:hover,header.scrolled .nav-links a.active,header.solid .nav-links a.active{color:var(--navy)}
.nav-cta{display:flex;align-items:center;gap:14px}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}
.burger span{width:26px;height:2.5px;background:#fff;border-radius:2px;transition:.3s}
header.scrolled .burger span,header.solid .burger span{background:var(--navy)}

/* ---------- Media placeholders ---------- */
.media-ph{width:100%;background:repeating-linear-gradient(45deg,#eef2f7 0 14px,#f5f8fc 14px 28px);
  border:1.5px dashed #bccadd;border-radius:14px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;
  color:#7c8ba0;font-weight:600;font-size:.9rem;min-height:150px;position:relative;text-align:center;padding:16px}
.media-ph::before{content:"";width:38px;height:38px;border-radius:10px;background:#c6d1e0;
  -webkit-mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='black'><path d='M4 5h16a2 2 0 0 1 2 2v10a2 2 0 0 1-2 2H4a2 2 0 0 1-2-2V7a2 2 0 0 1 2-2Zm2 12 4-5 3 4 2-2 3 3H6Z'/><circle cx='9' cy='9.5' r='1.6'/></svg>") center/contain no-repeat;
  mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='black'><path d='M4 5h16a2 2 0 0 1 2 2v10a2 2 0 0 1-2 2H4a2 2 0 0 1-2-2V7a2 2 0 0 1 2-2Zm2 12 4-5 3 4 2-2 3 3H6Z'/><circle cx='9' cy='9.5' r='1.6'/></svg>") center/contain no-repeat}
.media-ph.dark{background:repeating-linear-gradient(45deg,rgba(255,255,255,.05) 0 14px,rgba(255,255,255,.09) 14px 28px);border-color:rgba(255,255,255,.25);color:rgba(255,255,255,.6)}
.media-ph.dark::before{background:rgba(255,255,255,.4)}
.media-ph.video::before{-webkit-mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='black'><path d='M8 5v14l11-7z'/></svg>") center/contain no-repeat;mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='black'><path d='M8 5v14l11-7z'/></svg>") center/contain no-repeat}
.media-ph small{font-weight:500;font-size:.72rem;opacity:.8}

/* ---------- Section chrome ---------- */
.section{padding:92px 0}
.section.soft{background:var(--bg-soft)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--red);margin-bottom:14px}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--red);border-radius:2px}
.section-head{max-width:700px;margin-bottom:50px}
.section-head.center{margin:0 auto 50px;text-align:center}
.section-head.center .eyebrow{justify-content:center}
.section-head h2{font-size:clamp(1.9rem,3.6vw,2.7rem);margin-bottom:16px}
.section-head p{font-size:1.1rem;color:var(--muted)}

/* ---------- Sub-page hero ---------- */
.subhero{background:radial-gradient(900px 500px at 85% -10%,rgba(65,95,132,.34),transparent 60%),linear-gradient(160deg,#0d1826 0%,var(--navy) 55%,var(--navy-2) 100%);
  color:#fff;position:relative;overflow:hidden;padding:150px 0 84px}
.subhero::before{content:"";position:absolute;inset:0;pointer-events:none;
  background-image:radial-gradient(rgba(255,255,255,.05) 1px,transparent 1px);background-size:34px 34px;
  mask-image:linear-gradient(180deg,transparent,#000 30%,#000 70%,transparent)}
.subhero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:center}
.breadcrumb{display:flex;align-items:center;gap:8px;font-size:.86rem;color:rgba(255,255,255,.6);margin-bottom:18px}
.breadcrumb a:hover{color:#fff}
.breadcrumb span{opacity:.5}
.subhero .hook{display:inline-flex;align-items:center;gap:9px;padding:8px 16px;border-radius:999px;background:rgba(65,95,132,.2);border:1px solid rgba(108,138,178,.4);font-size:.86rem;font-weight:600;color:#dbe5f1;margin-bottom:22px}
.subhero h1{font-size:clamp(2.2rem,4.6vw,3.3rem);color:#fff;margin-bottom:18px}
.subhero h1 .grad{background:linear-gradient(100deg,var(--red-light),#c2d3e8);-webkit-background-clip:text;background-clip:text;color:transparent}
.subhero p.lead{font-size:1.14rem;color:rgba(255,255,255,.82);max-width:540px;margin-bottom:30px}
.subhero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:30px}
.subhero-trust{display:flex;flex-wrap:wrap;gap:22px}
.subhero-trust .ht{display:flex;align-items:center;gap:9px;font-size:.9rem;color:rgba(255,255,255,.8)}
.subhero-trust .ht svg{width:20px;height:20px;color:var(--red-light);flex:0 0 auto}
.subhero-visual .media-ph{aspect-ratio:4/3;border-radius:20px}
.subhero-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.15);border-radius:24px;padding:22px;backdrop-filter:blur(10px);box-shadow:var(--shadow-lg)}

/* ---------- Content blocks ---------- */
.lead-row{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
@media(max-width:820px){.lead-row{grid-template-columns:1fr;gap:28px}}
.prose h3{font-size:1.4rem;margin:0 0 14px}
.prose p{color:var(--muted);font-size:1.04rem;margin-bottom:16px}
.callout{background:var(--bg-tint);border-left:4px solid var(--red);border-radius:12px;padding:18px 20px;margin:6px 0 4px}
.callout b{color:var(--navy)}
.callout p{color:var(--ink);font-size:.98rem;margin:0}

/* coverage lists */
.cov-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
@media(max-width:820px){.cov-grid{grid-template-columns:1fr}}
.cov{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:transform .45s var(--ease),box-shadow .45s var(--ease)}
.cov:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.cov h3{display:flex;align-items:center;gap:11px;font-size:1.18rem;margin-bottom:16px}
.cov h3 .ci{width:38px;height:38px;border-radius:11px;display:grid;place-items:center;flex:0 0 auto}
.cov h3 .ci.ok{background:var(--bg-tint);color:var(--red)}
.cov h3 .ci.no{background:var(--bg-navy-tint);color:var(--navy)}
.cov ul{list-style:none;display:flex;flex-direction:column;gap:11px}
.cov ul li{display:flex;align-items:flex-start;gap:10px;font-size:.95rem;color:var(--ink)}
.cov ul li svg{width:18px;height:18px;flex:0 0 auto;margin-top:3px}
.cov.ok ul li svg{color:var(--red)}
.cov.no ul li svg{color:#9aa7b8}
.cov ul li b{color:var(--navy)}

/* feature cards row */
.feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media(max-width:820px){.feat-grid{grid-template-columns:1fr}}
.feat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:transform .45s var(--ease),box-shadow .45s var(--ease)}
.feat:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.feat .fi{width:54px;height:54px;border-radius:15px;background:linear-gradient(135deg,var(--red),var(--red-dark));display:grid;place-items:center;color:#fff;margin-bottom:16px;box-shadow:0 10px 24px rgba(65,95,132,.26)}
.feat .fi svg{width:27px;height:27px}
.feat h3{font-size:1.16rem;margin-bottom:8px}
.feat p{color:var(--muted);font-size:.95rem}

/* comparison table */
.cmp{width:100%;border-collapse:separate;border-spacing:0;border-radius:16px;overflow:hidden;box-shadow:var(--shadow-sm);border:1px solid var(--line);font-size:.95rem}
.cmp th,.cmp td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.cmp thead th{background:var(--navy);color:#fff;font-weight:700;letter-spacing:.01em}
.cmp thead th:last-child{background:var(--red)}
.cmp tbody tr:nth-child(even){background:var(--bg-soft)}
.cmp td:first-child{font-weight:700;color:var(--navy)}
.cmp td.no{color:#9aa7b8}
.cmp td.yes{color:var(--red);font-weight:600}
.cmp-wrap{overflow-x:auto}

/* ---------- Cards (hub) ---------- */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media(max-width:960px){.cards{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.cards{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;position:relative;overflow:hidden;
  transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .4s;display:flex;flex-direction:column;gap:14px}
.card::before{content:"";position:absolute;left:0;top:0;height:4px;width:100%;background:linear-gradient(90deg,var(--red),var(--red-light));transform:scaleX(0);transform-origin:left;transition:transform .5s var(--ease)}
.card:hover{transform:translateY(-8px);box-shadow:var(--shadow);border-color:transparent}
.card:hover::before{transform:scaleX(1)}
.card-top{display:flex;align-items:center;justify-content:space-between;gap:14px}
.card-ico{width:56px;height:56px;border-radius:16px;flex:0 0 auto;background:linear-gradient(135deg,var(--bg-tint),#fbdce1);display:grid;place-items:center;color:var(--red);
  transition:transform .5s var(--ease),background .4s,color .4s}
.card:hover .card-ico{transform:rotate(-6deg) scale(1.06);background:linear-gradient(135deg,var(--red),var(--red-dark));color:#fff}
.card-ico svg{width:29px;height:29px}
.tag{font-size:.7rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:6px 12px;border-radius:999px}
.tag.aff{background:var(--bg-tint);color:var(--red-dark)}
.tag.beratung{background:var(--bg-navy-tint);color:var(--navy)}
.card h3{font-size:1.28rem}
.card p{color:var(--muted);font-size:.96rem;flex:1}
.card .card-link{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--red);font-size:.96rem;margin-top:4px}
.card .card-link svg{width:18px;height:18px;transition:transform .35s var(--ease)}
.card:hover .card-link svg{transform:translateX(5px)}

/* ---------- Forms ---------- */
.form-card{background:#fff;border-radius:22px;padding:34px;box-shadow:var(--shadow);color:var(--ink);border:1px solid var(--line)}
.form-card h3{font-size:1.35rem;margin-bottom:6px}
.form-card .fsub{color:var(--muted);font-size:.95rem;margin-bottom:22px}
.field{margin-bottom:16px;position:relative}
.field label{display:block;font-size:.82rem;font-weight:700;color:var(--navy);margin-bottom:7px}
.field input,.field textarea,.field select{width:100%;padding:14px 16px;border:1.5px solid var(--line);border-radius:12px;font:inherit;font-size:.96rem;color:var(--ink);background:var(--bg-soft);transition:border-color .3s,box-shadow .3s,background .3s}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field textarea:focus,.field select:focus{outline:0;border-color:var(--red);background:#fff;box-shadow:0 0 0 4px rgba(65,95,132,.12)}
.field.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:520px){.field.two{grid-template-columns:1fr}}
.form-consent{display:flex;gap:10px;align-items:flex-start;font-size:.82rem;color:var(--muted);margin:6px 0 18px}
.form-consent input{margin-top:3px;accent-color:var(--red);width:16px;height:16px;flex:0 0 auto}
.form-msg{display:none;padding:14px 16px;border-radius:12px;background:var(--bg-tint);color:var(--red-dark);font-weight:600;font-size:.92rem;margin-top:14px}
.form-msg.show{display:block;animation:fadeUp .5s var(--ease)}

/* ---------- Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media(max-width:820px){.steps{grid-template-columns:1fr}}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;transition:transform .45s var(--ease),box-shadow .45s var(--ease)}
.step:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.step .num{font-size:2.3rem;font-weight:900;letter-spacing:-.04em;background:linear-gradient(120deg,var(--red),var(--red-light));-webkit-background-clip:text;background-clip:text;color:transparent;line-height:1;margin-bottom:12px}
.step h3{font-size:1.14rem;margin-bottom:8px}
.step p{color:var(--muted);font-size:.94rem}

/* ---------- Trust strip ---------- */
.trust-strip{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust-strip .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px;padding:24px 24px}
.trust-item{display:flex;align-items:center;gap:12px;color:var(--muted);font-weight:600;font-size:.93rem}
.trust-item svg{width:25px;height:25px;color:var(--red);flex:0 0 auto}
.trust-item b{color:var(--navy)}

/* ---------- Final CTA ---------- */
.final-cta{background:radial-gradient(700px 400px at 15% 20%,rgba(65,95,132,.36),transparent 60%),linear-gradient(150deg,var(--navy) 0%,#26405e 60%,var(--navy-2) 100%);
  color:#fff;border-radius:30px;padding:60px 40px;text-align:center;position:relative;overflow:hidden;box-shadow:var(--shadow-lg)}
.final-cta h2{color:#fff;font-size:clamp(1.8rem,3.4vw,2.5rem);margin-bottom:14px}
.final-cta p{color:rgba(255,255,255,.85);font-size:1.08rem;max-width:560px;margin:0 auto 28px}
.final-cta .subhero-actions{justify-content:center;margin-bottom:0}
.aff-note{font-size:.8rem;color:rgba(255,255,255,.6);margin-top:18px}

/* ---------- Contact split ---------- */
.contact-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:46px;align-items:start}
@media(max-width:900px){.contact-grid{grid-template-columns:1fr;gap:34px}}
.contact-info h2{font-size:clamp(1.8rem,3.2vw,2.4rem);margin-bottom:16px}
.contact-info>p{color:var(--muted);font-size:1.04rem;margin-bottom:26px}
.contact-line{display:flex;gap:14px;align-items:center;margin-bottom:18px}
.contact-line .cico{width:48px;height:48px;border-radius:13px;background:var(--bg-tint);display:grid;place-items:center;color:var(--red);flex:0 0 auto}
.contact-line .cico svg{width:23px;height:23px}
.contact-line b{display:block;color:var(--navy);font-size:.96rem}
.contact-line span{color:var(--muted);font-size:.92rem}

/* ---------- Footer ---------- */
footer{background:var(--navy);color:rgba(255,255,255,.72);padding:58px 0 28px}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.1fr;gap:32px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.1)}
@media(max-width:820px){.foot-grid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.foot-grid{grid-template-columns:1fr}}
.foot-grid .logo{color:#fff;margin-bottom:16px}
.foot-about p{font-size:.92rem;color:rgba(255,255,255,.6);max-width:300px}
.foot-col h4{color:#fff;font-size:.95rem;margin-bottom:16px}
.foot-col a{display:block;font-size:.9rem;color:rgba(255,255,255,.64);margin-bottom:10px;transition:color .3s,padding .3s}
.foot-col a:hover{color:var(--red-light);padding-left:4px}
.disclosure{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:18px 20px;margin:26px 0 20px;font-size:.82rem;color:rgba(255,255,255,.6)}
.disclosure b{color:#fff}
.foot-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:14px;font-size:.82rem;color:rgba(255,255,255,.5)}
.foot-bottom a{color:rgba(255,255,255,.6)}
.foot-bottom a:hover{color:#fff}

/* legal small print box */
.legalbox{background:var(--bg-soft);border:1px solid var(--line);border-radius:16px;padding:26px 28px}
.legalbox h4{font-size:1.05rem;margin-bottom:12px}
.legalbox ul{list-style:none;display:flex;flex-direction:column;gap:10px}
.legalbox li{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;color:var(--muted)}
.legalbox li svg{width:17px;height:17px;color:var(--red);flex:0 0 auto;margin-top:3px}
.legalbox li b{color:var(--navy)}

/* ---------- Reveal ---------- */
.reveal{opacity:0;transform:translateY(32px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.08s}.reveal.d2{transition-delay:.16s}.reveal.d3{transition-delay:.24s}.reveal.d4{transition-delay:.32s}
@keyframes fadeUp{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
@keyframes float{0%,100%{transform:translateY(0) scale(1)}50%{transform:translateY(-26px) scale(1.05)}}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(108,138,178,.55)}70%{box-shadow:0 0 0 12px rgba(108,138,178,0)}100%{box-shadow:0 0 0 0 rgba(108,138,178,0)}}
.blob{position:absolute;border-radius:50%;filter:blur(60px);opacity:.5;animation:float 14s ease-in-out infinite;pointer-events:none}

/* progress + totop */
.progress{position:fixed;top:0;left:0;height:3px;width:0;z-index:200;background:linear-gradient(90deg,var(--red),var(--red-light))}
.totop{position:fixed;right:22px;bottom:22px;width:48px;height:48px;border-radius:14px;border:0;cursor:pointer;background:linear-gradient(135deg,var(--red),var(--red-dark));color:#fff;display:grid;place-items:center;box-shadow:var(--shadow);opacity:0;pointer-events:none;transform:translateY(14px);transition:.4s var(--ease);z-index:120}
.totop.show{opacity:1;pointer-events:auto;transform:none}
.totop svg{width:22px;height:22px}

/* ---------- Responsive ---------- */
@media(max-width:960px){.subhero .wrap{grid-template-columns:1fr;gap:38px}.subhero-visual{max-width:480px}}
@media(max-width:760px){
  .nav-links,.nav-cta .btn{display:none}
  .burger{display:flex}
  .nav-links.open{display:flex;position:absolute;top:100%;left:16px;right:16px;flex-direction:column;gap:4px;background:#fff;padding:14px;border-radius:16px;box-shadow:var(--shadow);align-items:stretch}
  .nav-links.open a{color:var(--navy)!important;padding:11px 10px;border-radius:8px}
  .nav-links.open a:hover{background:var(--bg-tint)}
  .nav-links.open a::after{display:none}
  .section{padding:60px 0}
  .subhero{padding:120px 0 60px}
  .final-cta{padding:44px 22px}
}
@media(max-width:480px){.wrap{padding:0 18px}.totop{display:none}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}html{scroll-behavior:auto}}

/* ============================================================
   INTERAKTIV-UPGRADE: Quiz · FAQ · Spotlight · Cookiebar · Legal
   ============================================================ */

/* Burger → X */
.burger.is-open span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
.burger.is-open span:nth-child(2){opacity:0}
.burger.is-open span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}

/* Spotlight-Glow auf Karten */
.card,.feat,.cov,.step{--mx:50%;--my:50%}
.card::after,.feat::after,.cov::after,.step::after{content:"";position:absolute;inset:0;border-radius:inherit;pointer-events:none;opacity:0;transition:opacity .45s;background:radial-gradient(240px circle at var(--mx) var(--my),rgba(65,95,132,.10),transparent 62%);z-index:0}
.card:hover::after,.feat:hover::after,.cov:hover::after,.step:hover::after{opacity:1}
.card>*,.feat>*,.cov>*,.step>*{position:relative;z-index:1}

/* Button Sende-Spinner */
.btn.sending{color:transparent!important;pointer-events:none}
.btn.sending::after{content:"";position:absolute;top:50%;left:50%;width:18px;height:18px;margin:-9px 0 0 -9px;border:2.5px solid rgba(255,255,255,.5);border-top-color:#fff;border-radius:50%;animation:spin .7s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}

/* ---------- Bedarfsfinder-Quiz ---------- */
.quiz-wrap{max-width:760px;margin:0 auto}
.quiz{background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow);padding:32px;min-height:300px}
.quiz-head{display:flex;align-items:center;gap:16px;margin-bottom:24px}
.quiz-bar{flex:1;height:8px;border-radius:99px;background:var(--bg-tint);overflow:hidden}
.quiz-bar span{display:block;height:100%;background:linear-gradient(90deg,var(--red),var(--red-light));border-radius:99px;transition:width .5s var(--ease)}
.quiz-step{font-size:.78rem;font-weight:700;color:var(--muted);white-space:nowrap}
.quiz-q{font-size:clamp(1.2rem,2.4vw,1.5rem);margin-bottom:22px;color:var(--navy)}
.quiz-opts{display:grid;gap:12px}
.quiz-opt{display:flex;align-items:center;justify-content:space-between;gap:14px;text-align:left;background:var(--bg-soft);border:1.5px solid var(--line);border-radius:14px;padding:16px 18px;cursor:pointer;font:inherit;transition:border-color .25s,background .25s,transform .25s,box-shadow .25s;animation:qin .45s var(--ease) both}
@keyframes qin{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
.quiz-opt:hover{border-color:var(--red);background:#fff;transform:translateX(5px);box-shadow:var(--shadow-sm)}
.qo-txt b{display:block;font-size:1.04rem;color:var(--navy)}
.qo-txt small{color:var(--muted);font-size:.85rem}
.qo-go{width:40px;height:40px;border-radius:11px;background:var(--bg-tint);display:grid;place-items:center;color:var(--red);flex:0 0 auto;transition:background .25s,color .25s}
.quiz-opt:hover .qo-go{background:var(--red);color:#fff}
.qo-go svg{width:18px;height:18px}
.quiz-back,.quiz-restart{margin-top:20px;background:none;border:0;color:var(--muted);font:inherit;font-weight:600;cursor:pointer;padding:6px 0}
.quiz-back:hover,.quiz-restart:hover{color:var(--red)}
.quiz-result{text-align:center;animation:qin .5s var(--ease) both;padding:6px 0}
.quiz-badge{display:inline-block;background:var(--bg-tint);color:var(--red-dark);font-weight:700;font-size:.76rem;letter-spacing:.06em;text-transform:uppercase;padding:7px 14px;border-radius:99px;margin-bottom:16px}
.quiz-result h3{font-size:1.7rem;margin-bottom:10px}
.quiz-result p{color:var(--muted);max-width:440px;margin:0 auto 24px}
.quiz-result .btn{margin-bottom:10px}
.quiz-result .quiz-restart{display:block;margin:0 auto}

/* ---------- FAQ-Akkordeon ---------- */
.faq{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:12px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;transition:box-shadow .3s,border-color .3s}
.faq-item.open{box-shadow:var(--shadow-sm);border-color:#c9dbf3}
.faq-q{width:100%;text-align:left;background:none;border:0;cursor:pointer;font:inherit;font-weight:700;color:var(--navy);font-size:1.03rem;padding:20px 22px;display:flex;align-items:center;justify-content:space-between;gap:14px}
.faq-q .fic{width:28px;height:28px;flex:0 0 auto;border-radius:8px;background:var(--bg-tint);display:grid;place-items:center;color:var(--red);transition:transform .3s,background .3s,color .3s}
.faq-q .fic svg{width:17px;height:17px}
.faq-item.open .fic{transform:rotate(45deg);background:var(--red);color:#fff}
.faq-a{max-height:0;overflow:hidden;transition:max-height .4s var(--ease)}
.faq-item.open .faq-a{max-height:360px}
.faq-a p{padding:0 22px 20px;color:var(--muted);font-size:.96rem;margin:0;line-height:1.65}

/* ---------- Cookie-Banner ---------- */
.cookiebar{position:fixed;left:0;right:0;bottom:0;z-index:300;transform:translateY(130%);transition:transform .5s var(--ease);padding:14px}
.cookiebar.show{transform:none}
.cookiebar-in{max-width:1000px;margin:0 auto;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-lg);border-radius:16px;padding:16px 20px;display:flex;gap:18px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.cookiebar-in p{font-size:.86rem;color:var(--muted);margin:0;max-width:600px}
.cookiebar-in a{color:var(--red);font-weight:600}
.cookiebar-btns{display:flex;gap:10px;flex-shrink:0}

/* ---------- Legal / Dokument-Seiten ---------- */
.legal-hero{background:radial-gradient(700px 400px at 85% -20%,rgba(65,95,132,.28),transparent 60%),linear-gradient(160deg,#0d1826,var(--navy));color:#fff;padding:140px 0 56px;position:relative;overflow:hidden}
.legal-hero .breadcrumb{color:rgba(255,255,255,.6)}
.legal-hero h1{color:#fff;font-size:clamp(1.9rem,4vw,2.7rem);margin-top:6px}
.legal-hero p{color:rgba(255,255,255,.75);margin-top:12px;max-width:640px}
.doc{max-width:820px;margin:0 auto;padding:60px 24px 20px}
.doc h2{font-size:1.35rem;margin:36px 0 12px;padding-top:26px;border-top:1px solid var(--line);color:var(--navy)}
.doc h2:first-of-type{border-top:0;padding-top:0;margin-top:0}
.doc h3{font-size:1.05rem;margin:22px 0 8px;color:var(--navy)}
.doc p,.doc li{color:var(--muted);font-size:.98rem;line-height:1.75}
.doc ul{margin:8px 0 10px 20px;display:flex;flex-direction:column;gap:6px}
.doc a{color:var(--red);font-weight:600}
.doc .ph{background:var(--bg-tint);border-radius:5px;padding:1px 7px;font-weight:700;color:var(--red-dark);font-size:.9em}
.doc-note{background:var(--bg-soft);border:1px solid var(--line);border-left:4px solid var(--red);border-radius:12px;padding:16px 18px;margin:24px 0;font-size:.9rem;color:var(--muted)}
.doc-note b{color:var(--navy)}
.doc-table{width:100%;border-collapse:collapse;margin:14px 0;font-size:.93rem}
.doc-table td{border:1px solid var(--line);padding:10px 13px;vertical-align:top;color:var(--muted)}
.doc-table td:first-child{font-weight:600;color:var(--navy);width:40%;background:var(--bg-soft)}
.cookie-toggle{display:flex;align-items:center;justify-content:space-between;gap:16px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px;margin:12px 0}
.cookie-toggle b{color:var(--navy);display:block;font-size:1rem}
.cookie-toggle small{color:var(--muted);font-size:.86rem}
.pill{font-size:.76rem;font-weight:700;padding:6px 12px;border-radius:99px;white-space:nowrap}
.pill.on{background:var(--bg-tint);color:var(--red-dark)}
.pill.off{background:#eef1f5;color:#8a97a8}

/* ============================================================
   PREMIUM-MEDIEN: Reels (vertikale Videos) · Galerie · Portrait
   ============================================================ */

/* Richtungs-Reveals (nutzen denselben Observer wie .reveal) */
.reveal.from-l{transform:translateX(-34px)}
.reveal.from-r{transform:translateX(34px)}
.reveal.from-scale{transform:scale(.94)}
.reveal.in{transform:none}

/* Reel – vertikales Video im edlen Rahmen */
.reel{position:relative;aspect-ratio:9/16;border-radius:28px;overflow:hidden;background:#0a1626;
  box-shadow:0 30px 70px rgba(10,37,64,.38), inset 0 0 0 1px rgba(255,255,255,.07);isolation:isolate}
.reel video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;display:block}
.reel::after{content:"";position:absolute;inset:0;z-index:1;pointer-events:none;
  background:linear-gradient(180deg,rgba(7,20,38,.18),transparent 26%,transparent 72%,rgba(7,20,38,.42))}
.reel-badge{position:absolute;top:14px;left:14px;z-index:2;display:inline-flex;align-items:center;gap:7px;
  background:rgba(10,22,38,.5);backdrop-filter:blur(8px);color:#fff;font-size:.72rem;font-weight:600;
  padding:7px 12px;border-radius:99px;border:1px solid rgba(255,255,255,.16)}
.reel-badge .live{width:7px;height:7px;border-radius:50%;background:var(--red-light);animation:pulse 2.2s infinite}
.reel-mute{position:absolute;bottom:14px;right:14px;z-index:3;width:44px;height:44px;border-radius:50%;
  border:1px solid rgba(255,255,255,.28);background:rgba(10,22,38,.5);backdrop-filter:blur(8px);color:#fff;
  display:grid;place-items:center;cursor:pointer;transition:background .25s,transform .25s}
.reel-mute:hover{background:rgba(10,22,38,.85);transform:scale(1.07)}
.reel-mute svg{width:20px;height:20px}
.reel-mute .ic-on{display:none}
.reel.unmuted .reel-mute .ic-on{display:block}
.reel.unmuted .reel-mute .ic-off{display:none}
.subhero-visual .reel{max-width:300px;margin:0 auto}

/* Portrait-/Personen-Karte */
.person-card{position:relative;border-radius:26px;overflow:hidden;box-shadow:var(--shadow-lg);
  aspect-ratio:3/4;max-width:400px;margin:0 auto}
.person-card img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .9s var(--ease)}
.person-card:hover img{transform:scale(1.045)}
.person-card::after{content:"";position:absolute;inset:0;background:linear-gradient(transparent 45%,rgba(7,20,38,.82));z-index:1}
.person-card .pc-cap{position:absolute;left:0;right:0;bottom:0;z-index:2;padding:22px 22px 20px;color:#fff}
.person-card .pc-cap b{display:block;font-size:1.08rem;letter-spacing:-.01em}
.person-card .pc-cap small{color:rgba(255,255,255,.78);font-size:.82rem}
.person-card .pc-tag{position:absolute;top:14px;left:14px;z-index:2;background:rgba(255,255,255,.14);
  backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,.2);color:#fff;font-size:.72rem;font-weight:600;
  padding:7px 12px;border-radius:99px}

/* Media-Split (Video/Bild + Text) */
.media-split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}
.media-split .ms-media{display:flex;justify-content:center}
.media-split .ms-media .reel{max-width:320px;width:100%}
.media-split .ms-media .frame{max-width:520px;width:100%}
@media(max-width:880px){.media-split{grid-template-columns:1fr;gap:34px}.media-split.reverse .ms-media{order:-1}}

/* Bild-Frame (querformat) */
.frame{position:relative;border-radius:22px;overflow:hidden;box-shadow:var(--shadow);aspect-ratio:4/3}
.frame img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .9s var(--ease)}
.frame:hover img{transform:scale(1.05)}

/* Galerie (Vorträge / Publikum) */
.gallery{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.gallery figure{position:relative;margin:0;border-radius:16px;overflow:hidden;aspect-ratio:4/5;box-shadow:var(--shadow-sm)}
.gallery img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .8s var(--ease)}
.gallery figure:hover img{transform:scale(1.07)}
.gallery figure::after{content:"";position:absolute;inset:0;background:linear-gradient(transparent 55%,rgba(7,20,38,.4));opacity:.5;transition:opacity .3s}
.gallery figure:hover::after{opacity:.9}
.gallery figcaption{position:absolute;left:0;right:0;bottom:0;z-index:2;padding:14px;color:#fff;font-size:.82rem;font-weight:600}
@media(max-width:880px){.gallery{grid-template-columns:1fr 1fr}}

/* Hero mit Foto-Card (Startseite) */
.hero-media{position:relative}
.hero-media .float-badge{position:absolute;z-index:3;background:#fff;color:var(--navy);border-radius:16px;
  padding:12px 16px;box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:11px;font-weight:700;font-size:.9rem}
.hero-media .float-badge .fb-ic{width:36px;height:36px;border-radius:10px;background:linear-gradient(135deg,var(--red),var(--red-dark));display:grid;place-items:center;color:#fff;flex:0 0 auto}
.hero-media .float-badge .fb-ic svg{width:20px;height:20px}
.hero-media .float-badge small{display:block;font-weight:500;color:var(--muted);font-size:.74rem}
.hero-media .float-badge.b-tl{top:16px;left:-14px;animation:float 8s ease-in-out infinite}
.hero-media .float-badge.b-br{top:-16px;right:-14px;animation:float 9s ease-in-out infinite reverse}
@media(max-width:600px){.hero-media .float-badge{display:none}}

/* ============================================================
   V3: Intro-Fade · Interaktiver Cookie-Banner · Mobile-Polish
   ============================================================ */

/* ---------- Page-Intro (edler Fade beim ersten Laden) ---------- */
.intro-veil{position:fixed;inset:0;z-index:9999;display:grid;place-items:center;
  background:radial-gradient(1000px 600px at 50% 32%,rgba(255,255,255,.14),transparent 62%),linear-gradient(155deg,#41608a 0%,#2f4a70 48%,#152639 100%);
  transition:opacity .8s var(--ease),visibility .8s}
.intro-veil.hide{opacity:0;visibility:hidden;pointer-events:none}
.intro-veil .iv-mark{width:74px;height:74px;border-radius:20px;background:linear-gradient(135deg,var(--red),var(--red-dark));
  display:grid;place-items:center;color:#fff;font-weight:900;font-size:2rem;box-shadow:0 24px 60px rgba(65,95,132,.45);
  animation:ivPop 1s var(--ease) both;position:relative}
.intro-veil .iv-mark::after{content:"+";position:absolute;top:7px;right:11px;font-size:1rem;opacity:.9}
.intro-veil .iv-name{margin-top:18px;color:#fff;font-weight:800;font-size:1.25rem;letter-spacing:-.02em;animation:ivUp .9s .18s var(--ease) both}
.intro-veil .iv-sub{color:rgba(255,255,255,.6);font-size:.78rem;letter-spacing:.22em;text-transform:uppercase;margin-top:6px;animation:ivUp .9s .32s var(--ease) both}
.intro-veil .iv-inner{display:flex;flex-direction:column;align-items:center}
@keyframes ivPop{from{opacity:0;transform:scale(.7) translateY(14px)}60%{transform:scale(1.05)}to{opacity:1;transform:none}}
@keyframes ivUp{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
body.has-intro{overflow:hidden}
body.page-in main,body.page-in header,body.page-in section,body.page-in footer{animation:pageIn .9s var(--ease) both}
@keyframes pageIn{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}
@media(prefers-reduced-motion:reduce){.intro-veil{display:none}body.page-in main,body.page-in header,body.page-in section,body.page-in footer{animation:none}}

/* ---------- Cookie-Banner v2 (interaktiv) ---------- */
.cookiebar-in.v2{display:block;max-width:680px;padding:20px 22px 18px}
.cb-head{display:flex;align-items:center;gap:11px;margin-bottom:8px}
.cb-head .cb-ic{width:38px;height:38px;border-radius:11px;background:linear-gradient(135deg,var(--red),var(--red-dark));display:grid;place-items:center;color:#fff;flex:0 0 auto}
.cb-head .cb-ic svg{width:20px;height:20px}
.cb-head b{color:var(--navy);font-size:1.02rem}
.cookiebar-in.v2 p{max-width:none;margin-bottom:12px}
.cb-details{background:none;border:0;cursor:pointer;font:inherit;font-weight:700;font-size:.86rem;color:var(--red);display:inline-flex;align-items:center;gap:6px;padding:2px 0;margin-bottom:10px}
.cb-details svg{width:15px;height:15px;transition:transform .3s var(--ease)}
.cb-details.open svg{transform:rotate(180deg)}
.cb-cats{max-height:0;overflow:hidden;transition:max-height .45s var(--ease)}
.cb-cats.open{max-height:320px}
.cb-cat{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:10px 0;border-top:1px solid var(--line)}
.cb-cat b{display:block;color:var(--navy);font-size:.9rem}
.cb-cat small{color:var(--muted);font-size:.78rem;line-height:1.45;display:block}
.switch{position:relative;width:46px;height:26px;flex:0 0 auto}
.switch input{position:absolute;opacity:0;width:100%;height:100%;margin:0;cursor:pointer}
.switch .tr{position:absolute;inset:0;border-radius:99px;background:#d6dee9;transition:background .3s}
.switch .tr::after{content:"";position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:#fff;box-shadow:0 2px 6px rgba(20,31,51,.25);transition:transform .3s var(--ease)}
.switch input:checked+.tr{background:var(--red)}
.switch input:checked+.tr::after{transform:translateX(20px)}
.switch input:disabled+.tr{background:var(--red);opacity:.45}
.switch input:disabled{cursor:not-allowed}
.cookiebar-in.v2 .cookiebar-btns{margin-top:14px;display:flex;gap:10px;flex-wrap:wrap}
.cookiebar-in.v2 .cookiebar-btns .btn{flex:1 1 auto;justify-content:center;min-width:130px}
.cb-save{display:none}
.cb-save.show{display:inline-flex}

/* Mobile: Bottom-Sheet-Look */
@media(max-width:640px){
  .cookiebar{padding:0}
  .cookiebar-in.v2{max-width:none;border-radius:22px 22px 0 0;border-bottom:0;
    padding:18px 18px calc(16px + env(safe-area-inset-bottom,0px));
    max-height:82vh;overflow-y:auto;-webkit-overflow-scrolling:touch;
    box-shadow:0 -18px 50px rgba(10,37,64,.28)}
  .cookiebar-in.v2::before{content:"";display:block;width:44px;height:4px;border-radius:99px;background:#d6dee9;margin:0 auto 14px}
  .cookiebar-in.v2 .cookiebar-btns{flex-direction:column}
  .cookiebar-in.v2 .cookiebar-btns .btn{width:100%}
  .cb-cats.open{max-height:400px}
}

/* ---------- Mobile-Polish (gesamte Website) ---------- */
@media(max-width:760px){
  .subhero h1{font-size:clamp(1.9rem,8.4vw,2.5rem)}
  .subhero p.lead{font-size:1.02rem}
  .subhero-actions{gap:11px}
  .subhero-actions .btn{flex:1 1 auto;justify-content:center;min-width:0;padding:15px 18px}
  .subhero-trust{gap:12px 18px}
  .subhero-trust .ht{font-size:.84rem}
  .section-head{margin-bottom:34px}
  .section-head.center{margin-bottom:34px}
  .section-head p{font-size:.99rem}
  .card,.feat,.cov,.step{padding:22px}
  .quiz{padding:22px 18px;border-radius:20px}
  .quiz-opt{padding:14px 14px}
  .qo-go{width:36px;height:36px}
  .faq-q{padding:16px 16px;font-size:.96rem}
  .faq-a p{padding:0 16px 16px;font-size:.92rem}
  .form-card{padding:24px 20px}
  .final-cta .subhero-actions .btn{width:100%}
  .media-split .ms-media .reel{max-width:250px}
  .subhero-visual .reel{max-width:250px}
  .person-card{max-width:330px}
  .gallery{gap:10px}
  .gallery figcaption{font-size:.74rem;padding:10px}
  .contact-line .cico{width:42px;height:42px}
  .doc{padding:44px 18px 12px}
  .doc-table td{padding:8px 10px;font-size:.86rem}
  .legal-hero{padding:118px 0 44px}
  .trust-strip .wrap{gap:12px;justify-content:flex-start}
  .trust-item{font-size:.85rem}
  .foot-grid{gap:24px}
  .hero-media{max-width:400px;margin:0 auto}
}
@media(max-width:480px){
  .subhero{padding:112px 0 52px}
  .subhero .wrap{gap:30px}
  .section{padding:52px 0}
  .btn{padding:15px 22px;font-size:.95rem}
  .btn-sm{padding:11px 16px;font-size:.88rem}
  .nav-cta .btn-sm{padding:10px 14px;font-size:.82rem}
  .logo{font-size:1.06rem}
  .logo-mark{width:35px;height:35px;font-size:1rem}
  .eyebrow{font-size:.72rem}
  .cards{gap:16px}
  .steps{gap:14px}
  .feat-grid{gap:14px}
  .tst-grid{gap:14px}
  .cmp th,.cmp td{padding:10px 10px;font-size:.83rem}
  .disclosure{font-size:.76rem;padding:14px 16px}
  .foot-bottom{font-size:.76rem}
}

/* ============================================================
   V4: Conversion-Formulare (Endowed Progress · Wizard · Trust)
   ============================================================ */
.fp-head{margin-bottom:18px}
.fp-top{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:8px;flex-wrap:wrap}
.fp-chip{display:inline-flex;align-items:center;gap:6px;background:var(--bg-tint);color:var(--red-dark);font-weight:800;font-size:.74rem;letter-spacing:.04em;text-transform:uppercase;padding:6px 12px;border-radius:99px;white-space:nowrap}
.fp-txt{font-size:.85rem;font-weight:600;color:var(--muted);text-align:right;flex:1;min-width:150px}
.fp-bar{height:8px;border-radius:99px;background:var(--bg-tint);overflow:hidden}
.fp-bar span{display:block;height:100%;width:34%;border-radius:99px;background:linear-gradient(90deg,var(--red),var(--red-light));transition:width .7s var(--ease)}
.step-hidden{display:none!important}
[data-step]{animation:fadeUp .5s var(--ease)}
.fp-next{width:100%;justify-content:center;margin-top:4px}
.fp-back{background:none;border:0;cursor:pointer;font:inherit;font-weight:600;font-size:.84rem;color:var(--muted);padding:0 0 12px;display:block}
.fp-back:hover{color:var(--red)}
.form-trust{display:flex;flex-wrap:wrap;gap:8px 16px;margin:2px 0 14px}
.form-trust span{font-size:.78rem;font-weight:700;color:var(--red-dark);background:var(--bg-tint);padding:6px 11px;border-radius:99px;white-space:nowrap}
.form-consent.remember{background:var(--bg-soft);border:1px solid var(--line);border-radius:12px;padding:12px 14px}
.form-consent.remember b{color:var(--navy)}
.form-consent.remember a{color:var(--red);font-weight:600}
@media(max-width:520px){.fp-txt{text-align:left}.form-trust span{font-size:.72rem}}

/* ============================================================
   V5: Sticky Kontakt-Dock (mobil) – immer erreichbare CTAs
   ============================================================ */
.cta-dock{position:fixed;left:0;right:0;bottom:0;z-index:115;display:none;
  padding:10px 12px calc(10px + env(safe-area-inset-bottom,0px));
  background:rgba(255,255,255,.95);backdrop-filter:saturate(180%) blur(12px);
  border-top:1px solid var(--line);box-shadow:0 -10px 30px rgba(10,37,64,.12);
  transform:translateY(0);transition:transform .45s var(--ease)}
.cta-dock .cd-in{display:flex;gap:10px;max-width:560px;margin:0 auto}
.cta-dock .btn{flex:1;justify-content:center;padding:14px 12px;font-size:.94rem;white-space:nowrap}
.cta-dock .btn svg{width:17px;height:17px}
body.has-cookiebar .cta-dock,.cta-dock.hidden{transform:translateY(130%)}
/* NUR echte Mobilgeräte (Touch, kein Hover) – nie am Desktop, auch nicht bei schmalem Fenster */
@media(max-width:760px) and (hover:none) and (pointer:coarse){
  .cta-dock{display:block}
  body.has-dock{padding-bottom:76px}
  body.has-dock .totop{bottom:86px}
}

/* ============================================================
   V6: Header-Fix – immer EINE Zeile, auf allen Seiten identisch
   (kein Umbruch bei „Gewerbe & Immobilien" oder langen CTAs)
   ============================================================ */
.nav{flex-wrap:nowrap;min-width:0}
.logo,.logo>span{white-space:nowrap}
.nav-links{flex-wrap:nowrap;gap:16px}
.nav-links a{white-space:nowrap;font-size:.86rem}
.nav-cta{flex-shrink:0}
.nav-cta .btn{white-space:nowrap}

/* Schmales Desktop-Fenster: Schrift minimal kompakter, bevor Burger greift */
@media(min-width:1081px) and (max-width:1280px){
  .nav-links{gap:13px}
  .nav-links a{font-size:.82rem}
  .logo{font-size:1.08rem}
  .nav-cta .btn-sm{padding:11px 16px;font-size:.86rem}
}

/* Tablet & schmaler: früher ins Burger-Menü – nie eine zweite Zeile */
@media(max-width:1080px){
  .nav-links{display:none}
  .nav-cta .btn{display:none}
  .burger{display:flex}
  .nav-links.open{display:flex;position:absolute;top:100%;left:16px;right:16px;flex-direction:column;gap:4px;
    background:#fff;padding:14px;border-radius:16px;box-shadow:var(--shadow);align-items:stretch}
  .nav-links.open a{color:var(--navy)!important;padding:11px 10px;border-radius:8px;white-space:normal;font-size:.95rem}
  .nav-links.open a:hover{background:var(--bg-tint)}
  .nav-links.open a::after{display:none}
}

/* ===== Offizielles Logo: Footer-Plate & Intro ===== */
.foot-logo{display:inline-block;background:#fff;border-radius:14px;padding:12px 18px;margin-bottom:16px;box-shadow:0 10px 26px rgba(0,0,0,.22)}
.foot-logo img{height:50px;width:auto;display:block}
@media(max-width:520px){.foot-logo img{height:42px}}
.iv-panel{background:#fff;border-radius:22px;padding:26px 36px;box-shadow:0 30px 70px rgba(0,0,0,.35);animation:ivPop 1s var(--ease) both}
.iv-panel img{height:58px;width:auto;display:block}
@media(max-width:520px){.iv-panel{padding:20px 24px}.iv-panel img{height:44px}}

/* ===== Intro: Icon-Logo auf Marken-Blau (nur Startseite) ===== */
.iv-app{width:118px;height:118px;border-radius:30px;background:#fff;display:grid;place-items:center;
  box-shadow:0 30px 70px rgba(0,0,0,.4), inset 0 0 0 1px rgba(255,255,255,.6);
  animation:ivPop 1.05s var(--ease) both}
.iv-app img{width:66%;height:66%;object-fit:contain;display:block}
.iv-word{margin-top:20px;color:#fff;font-weight:800;font-size:1.3rem;letter-spacing:-.02em;animation:ivUp .9s .25s var(--ease) both}
.iv-claim{color:rgba(255,255,255,.72);font-size:.8rem;font-weight:600;letter-spacing:.05em;margin-top:5px;animation:ivUp .9s .4s var(--ease) both}
@media(max-width:520px){.iv-app{width:96px;height:96px;border-radius:24px}.iv-word{font-size:1.12rem}}

/* ============================================================
   V7: Produkt-Landingpages (D&O / Cyber) – Timeline · Tags · Law
   ============================================================ */
.law-badge{display:inline-block;font-size:.74rem;font-weight:800;letter-spacing:.04em;background:var(--bg-tint);color:var(--red-dark);border:1px solid #d6dfeb;padding:5px 11px;border-radius:8px;margin-bottom:12px;font-variant-numeric:tabular-nums}
.timeline{position:relative;max-width:780px;margin:0 auto;padding-left:38px}
.timeline::before{content:"";position:absolute;left:13px;top:8px;bottom:8px;width:2.5px;border-radius:2px;background:linear-gradient(180deg,var(--red) 0%,var(--red-dark) 55%,#B3202B 100%)}
.tl-step{position:relative;padding:0 0 34px 20px}
.tl-step:last-child{padding-bottom:0}
.tl-step::before{content:"";position:absolute;left:-33px;top:4px;width:18px;height:18px;border-radius:50%;background:#fff;border:4px solid var(--red);box-shadow:0 0 0 4px var(--bg-tint)}
.tl-step.danger::before{border-color:#B3202B;box-shadow:0 0 0 4px #f7e3e5}
.tl-time{display:inline-block;font-size:.74rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--red-dark);margin-bottom:6px}
.tl-step.danger .tl-time{color:#B3202B}
.tl-step h3{font-size:1.12rem;margin-bottom:6px}
.tl-step p{color:var(--muted);font-size:.96rem}
.tl-step.danger h3{color:#B3202B}
.tags{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;max-width:820px;margin:0 auto}
.tags span{background:#fff;border:1px solid var(--line);border-radius:99px;padding:10px 18px;font-weight:600;font-size:.92rem;color:var(--navy);transition:transform .3s var(--ease),border-color .3s,background .3s}
.tags span:hover{transform:translateY(-3px);border-color:var(--red);background:var(--bg-tint)}
.alert-note{background:#fbf1f2;border:1px solid #ecc9cc;border-left:4px solid #B3202B;border-radius:12px;padding:18px 20px;margin:20px 0}
.alert-note b{color:#8f1a23}
.alert-note p{color:var(--ink);font-size:.96rem;margin:0}
@media(max-width:640px){.timeline{padding-left:32px}.tl-step{padding-left:14px}.tl-step::before{left:-28px;width:15px;height:15px}}

/* ---- V7b: Cyber-LP Ergänzungen (Hero-Stats · Warnzeilen · NIS2-Grid) ---- */
.lp-stats{display:flex;gap:40px;flex-wrap:wrap;margin-top:36px}
.lp-stats .n{font-size:1.9rem;font-weight:800;color:#fff;letter-spacing:-.02em;line-height:1.1}
.lp-stats .l{font-size:.82rem;color:rgba(255,255,255,.62);max-width:200px;margin-top:4px}
.feat-warn{margin-top:16px;font-size:.88rem;font-weight:700;color:#8f1a23;display:flex;gap:8px;align-items:flex-start}
.feat-warn::before{content:"▲";font-size:.62rem;margin-top:5px;flex:0 0 auto}
.nis-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:26px;align-items:start;max-width:1020px;margin:0 auto}
.nis-box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px 34px;box-shadow:var(--shadow-sm)}
.nis-box h3{font-size:1.22rem;margin-bottom:14px}
.nis-box ul{list-style:none;margin:0;padding:0}
.nis-box li{display:flex;gap:14px;padding:10px 0;color:var(--muted);font-size:.97rem;border-bottom:1px dashed var(--line)}
.nis-box li:last-child{border-bottom:none}
.nis-box li .mk{color:var(--red);font-weight:800;font-variant-numeric:tabular-nums;flex:0 0 auto}
.nis-date{display:inline-block;background:linear-gradient(120deg,var(--red),var(--red-dark));color:#fff;font-weight:700;font-size:.8rem;padding:7px 16px;border-radius:99px;margin-bottom:16px;letter-spacing:.03em}
.nis-alarm{background:#fbf1f2;border:1px solid #ecc9cc;border-radius:var(--radius);padding:32px 34px}
.nis-alarm .big{font-size:2.5rem;font-weight:800;color:#8f1a23;letter-spacing:-.02em;line-height:1}
.nis-alarm .lbl{color:#a04a52;font-size:.94rem;margin:10px 0 18px}
.nis-alarm p{color:var(--ink);font-size:.97rem}
@media(max-width:900px){.nis-grid{grid-template-columns:1fr}.lp-stats{gap:26px}}

/* ============================================================
   V8: Header-Dropdowns „Privat" / „Unternehmen" – alle Unterseiten
   direkt erreichbar, Header bleibt einzeilig und aufgeräumt
   ============================================================ */
.nav-drop{position:relative}
.nav-drop-btn{background:none;border:0;cursor:pointer;font-family:inherit;font-weight:600;font-size:.86rem;color:rgba(255,255,255,.85);display:inline-flex;align-items:center;gap:5px;padding:0;transition:color .3s;white-space:nowrap}
.nav-drop-btn svg{width:13px;height:13px;transition:transform .3s var(--ease)}
.nav-drop:hover .nav-drop-btn svg,.nav-drop.open .nav-drop-btn svg{transform:rotate(180deg)}
header.scrolled .nav-drop-btn,header.solid .nav-drop-btn{color:var(--muted)}
.nav-drop:hover .nav-drop-btn,.nav-drop.open .nav-drop-btn,.nav-drop.active .nav-drop-btn{color:#fff}
header.scrolled .nav-drop:hover .nav-drop-btn,header.solid .nav-drop:hover .nav-drop-btn,
header.scrolled .nav-drop.open .nav-drop-btn,header.solid .nav-drop.open .nav-drop-btn,
header.scrolled .nav-drop.active .nav-drop-btn,header.solid .nav-drop.active .nav-drop-btn{color:var(--navy)}
.nav-drop.active .nav-drop-btn{position:relative}
.nav-drop.active .nav-drop-btn::after{content:"";position:absolute;left:0;right:18px;bottom:-6px;height:2px;background:var(--red);border-radius:2px}
.nav-drop-menu{position:absolute;top:calc(100% + 16px);left:50%;transform:translate(-50%,8px);background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow-lg);padding:8px;min-width:260px;opacity:0;visibility:hidden;transition:opacity .25s var(--ease),transform .25s var(--ease),visibility .25s;z-index:120}
.nav-drop-menu::before{content:"";position:absolute;top:-16px;left:0;right:0;height:16px}
.nav-drop:hover .nav-drop-menu,.nav-drop.open .nav-drop-menu{opacity:1;visibility:visible;transform:translate(-50%,0)}
.nav-links .nav-drop-menu a{display:block;color:var(--ink)!important;font-weight:600;font-size:.92rem;padding:11px 14px;border-radius:9px;white-space:nowrap}
.nav-links .nav-drop-menu a::after{display:none}
.nav-links .nav-drop-menu a:hover{background:var(--bg-tint);color:var(--navy)!important}
.nav-links .nav-drop-menu a.active{background:var(--bg-tint);color:var(--red)!important}
@media(max-width:1080px){
  .nav-drop{width:100%}
  .nav-drop-btn{pointer-events:none;width:100%;padding:12px 10px 2px;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)!important;justify-content:flex-start}
  .nav-drop-btn svg{display:none}
  .nav-drop.active .nav-drop-btn::after{display:none}
  .nav-drop-menu{position:static;transform:none;opacity:1;visibility:visible;box-shadow:none;border:0;padding:0;min-width:0;background:transparent}
  .nav-drop-menu::before{display:none}
  .nav-links.open .nav-drop-menu a{white-space:normal}
}

/* ============================================================
   V9: Mobile-Polish – edler Foto-Hero (Porträt als Hintergrund,
   Text kompakt darüber) + aufgeräumtes, hierarchisches Burger-Menü
   ============================================================ */
.hero-bg{display:none}
.home-hero{padding-top:160px}
@media(max-width:760px){
  .subhero.photo-hero{min-height:100vh;min-height:100svh;display:flex;align-items:flex-end;padding:46vh 0 32px;padding:46svh 0 32px}
  .photo-hero .hero-bg{display:block;position:absolute;inset:0;z-index:0;background-size:cover;background-position:center 10%;background-repeat:no-repeat}
  .photo-hero .hero-bg::after{content:"";position:absolute;inset:0;
    background:linear-gradient(180deg,rgba(13,24,38,.08) 0%,rgba(13,24,38,.16) 26%,rgba(13,24,38,.55) 42%,rgba(16,29,47,.94) 58%,rgba(21,38,57,1) 78%)}
  .photo-hero .blob{display:none}
  .photo-hero .wrap{position:relative;z-index:2}
  .photo-hero .subhero-visual{display:none}
  .home-hero .subhero-visual{display:block}
  .home-hero .person-card{display:none}
  .photo-hero .breadcrumb{display:none}
  .photo-hero h1{font-size:clamp(1.7rem,7.2vw,2.15rem);margin-bottom:12px;text-shadow:0 2px 18px rgba(10,20,32,.45)}
  .photo-hero .lead{font-size:.9rem;line-height:1.55;margin-top:10px;margin-bottom:20px;text-shadow:0 1px 12px rgba(10,20,32,.5)}
  .photo-hero .hook{font-size:.76rem;padding:6px 12px;margin-bottom:14px;background:rgba(13,24,38,.44);backdrop-filter:blur(6px)}
  .photo-hero .subhero-trust{margin-top:16px}
  .photo-hero .lp-stats{margin-top:24px;gap:18px}
  .photo-hero .lp-stats .n{font-size:1.45rem}
  .photo-hero .lp-stats .l{font-size:.76rem;max-width:150px}
}

/* --- Burger-Menü: klare Hierarchie (Gruppen-Label + eingerückte Unterpunkte) --- */
@media(max-width:1080px){
  .nav-links.open{padding:10px 12px 14px;gap:2px;max-height:calc(100vh - 130px);max-height:calc(100svh - 130px);overflow-y:auto;-webkit-overflow-scrolling:touch}
  .nav-links.open>a{font-weight:700;padding:13px 12px}
  .nav-drop-btn{border-top:1px solid var(--line);margin-top:8px;padding:14px 12px 6px;font-size:.68rem;letter-spacing:.16em;font-weight:800}
  .nav-links.open .nav-drop-menu{padding:2px 0 4px}
  .nav-links.open .nav-drop-menu a{font-size:.93rem;font-weight:600;padding:10px 12px;margin-left:14px;border-left:2px solid var(--line);border-radius:0 10px 10px 0}
  .nav-links.open .nav-drop-menu a:hover{border-left-color:var(--red)}
  .nav-links.open .nav-drop-menu a.active{border-left-color:var(--red);background:var(--bg-tint)}
}

/* ============================================================
   V10: Partneragenten-LP (Nachfolge & Bestandsverkauf)
   Select-Felder · Referenz-Kacheln · Preis-Karten
   ============================================================ */
.field select{width:100%;padding:14px 16px;border-radius:12px;border:1.5px solid var(--line);background:#fff;color:var(--ink);font-family:inherit;font-size:1rem;appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23586a80' stroke-width='2.4'><path d='m6 9 6 6 6-6' stroke-linecap='round' stroke-linejoin='round'/></svg>");background-repeat:no-repeat;background-position:right 14px center;background-size:16px;cursor:pointer;transition:border-color .3s,box-shadow .3s}
.field select:focus{outline:none;border-color:var(--red);box-shadow:0 0 0 4px rgba(65,95,132,.12)}
.ref-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.ref{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);transition:transform .3s var(--ease),box-shadow .3s}
.ref:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.ref .ref-media{aspect-ratio:4/3;overflow:hidden}
.ref .ref-media img{width:100%;height:100%;object-fit:cover}
.ref .ref-media .media-ph{height:100%;border:0;border-radius:0}
.ref .ref-body{padding:20px 22px 22px}
.ref .ref-year{display:inline-block;font-size:.72rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--red);background:var(--bg-tint);padding:4px 10px;border-radius:99px;margin-bottom:10px}
.ref h3{font-size:1.05rem;margin-bottom:6px}
.ref p{color:var(--muted);font-size:.9rem}
.ref blockquote{margin:12px 0 0;padding:10px 14px;border-left:3px solid var(--red);background:var(--bg-soft);border-radius:0 10px 10px 0;color:var(--ink);font-size:.88rem;font-style:italic}
.ref.discreet .ref-media{display:grid;place-items:center;background:linear-gradient(140deg,var(--bg-tint),#f5f8fc)}
.ref.discreet .ref-media svg{width:44px;height:44px;color:var(--red-light)}
.price-note{background:var(--bg-tint);border:1px solid #d6dfeb;border-radius:12px;padding:16px 18px;font-size:.88rem;color:var(--muted);margin-top:26px}
.price-note b{color:var(--navy)}
@media(max-width:960px){.ref-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.ref-grid{grid-template-columns:1fr}}

/* ============================================================
   V11: Design-Feinschliff (Mobile First)
   – Listen mit fetten Labels: fließender Text statt Spalten-Optik
   – Akzent-Strich vor Eyebrows entfernt (kein Deko-Element)
   – Kompakte Ansprechpartner-Zeile statt großer Porträt-Karte
   ============================================================ */
.eyebrow::before{content:none}
.eyebrow{gap:0}
.cov ul li:not(:has(svg)){display:block;line-height:1.65}
.cov ul li:not(:has(svg)) b{display:inline;color:var(--navy)}
.contact-person{display:flex;align-items:center;gap:14px;margin-top:26px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px 18px;box-shadow:var(--shadow-sm);max-width:380px}
.contact-person img{width:58px;height:58px;border-radius:50%;object-fit:cover;object-position:center 18%;flex:0 0 auto}
.contact-person b{display:block;color:var(--navy);font-size:.98rem;line-height:1.3}
.contact-person span{color:var(--muted);font-size:.85rem}

/* V12: Statement-Block (Krankenversicherung, Wortlaut-Manifest) */
.statement{background:linear-gradient(160deg,#0d1826 0%,var(--navy) 60%,var(--navy-2) 100%);color:#fff;padding:84px 0}
.statement .wrap{max-width:820px}
.statement p{color:rgba(255,255,255,.82);font-size:1.08rem;line-height:1.85;margin-bottom:18px}
.statement p b{color:#fff}
.statement .s-final{font-size:clamp(1.3rem,3vw,1.7rem);font-weight:800;color:#fff;letter-spacing:-.01em;line-height:1.4;margin-top:26px}
.statement .s-src{font-size:.76rem;color:rgba(255,255,255,.45);margin-top:26px;margin-bottom:0}
@media(max-width:760px){.statement{padding:60px 0}.statement p{font-size:.99rem}}

/* V13: Video-Reihen (Kampagnen-Reels im Raster) */
.reel-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,240px));gap:20px;justify-content:center}
.reel-row .reel{max-width:240px;width:100%}
@media(max-width:640px){.reel-row{grid-template-columns:repeat(2,1fr);gap:12px}.reel-row .reel{max-width:none}}

/* V14: Trust-Streifen einzeilig am Desktop */
@media(min-width:761px){
  .trust-strip .wrap{display:grid;grid-template-columns:repeat(4,auto);justify-content:space-between;gap:16px}
  .trust-item{font-size:.88rem;white-space:nowrap}
  .trust-item svg{width:22px;height:22px}
}
@media(min-width:761px) and (max-width:1100px){
  .trust-item{font-size:.8rem;gap:8px}
  .trust-item svg{width:19px;height:19px}
}

/* V15: Formular-Fehlermeldung (Versand fehlgeschlagen) */
.form-err{display:none;margin-top:14px;padding:12px 14px;border-radius:12px;background:#fbf1f2;border:1px solid #ecc9cc;color:#8f1a23;font-size:.88rem;line-height:1.5}
.form-err.show{display:block}
.form-err a{color:#8f1a23;font-weight:700;text-decoration:underline}

/* V16: Info-Call-Anmeldeseiten (NIS2, Restrukturierung) */
.ev-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);padding:26px 26px 22px;backdrop-filter:blur(8px);color:#fff}
.ev-card h3{color:#fff;font-size:1.05rem;margin-bottom:14px}
.ev-row{display:flex;gap:12px;align-items:flex-start;padding:10px 0;border-top:1px solid rgba(255,255,255,.1);font-size:.93rem;color:rgba(255,255,255,.85)}
.ev-row:first-of-type{border-top:0}
.ev-row svg{width:20px;height:20px;flex:0 0 auto;margin-top:2px;color:var(--red-light)}
.ev-row b{color:#fff;display:block}
.speakers{display:grid;grid-template-columns:1fr 1fr;gap:22px;max-width:900px;margin:0 auto}
.speaker{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;display:flex;gap:18px;align-items:flex-start;box-shadow:var(--shadow-sm)}
.speaker img,.speaker .sp-ph{width:84px;height:84px;border-radius:50%;object-fit:cover;object-position:center 18%;flex:0 0 auto}
.speaker .sp-ph{background:var(--bg-tint);display:grid;place-items:center;color:var(--red);font-weight:800;font-size:1.4rem}
.speaker h3{font-size:1.05rem;margin-bottom:2px}
.speaker .sp-role{font-size:.82rem;color:var(--red);font-weight:700;margin-bottom:8px;display:block}
.speaker p{color:var(--muted);font-size:.92rem}
@media(max-width:760px){.speakers{grid-template-columns:1fr}.ev-card{padding:20px}}
@media(max-width:760px){.photo-hero .subhero-visual.ev-visual{display:block;margin-top:22px}}